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Tag: car insurance policy

It is mandatory to have a car insurance policy in Alberta. In Alberta, basic automobile insurance (accident benefits and third party liability) is required by law. You can opt to purchase additional insurance coverage like collision and comprehensive, however, the additional coverage is not required by law. The mandatory auto insurance of the other driver protects you if another driver injuries you in a car accident. Currently, the car insurance companies are trying to change the laws in Alberta so that they are not legal responsible for compensation. Currently, the at fault driver’s insurance has to compensate you for your injuries, with the personal injury lawyers holding the auto insurance companies accountable. The insurance companies want to move to a no-fault insurance model where your own insurance company promises that they will pay for your medical bills. The insurance company will decide how much your injury is worth, and then they will pay that amount. The no-fault insurance model removes your legal recourse and removes all accountability from the car insurance company. Your car insurance policy will be to compensate you directly. Personal injury lawyers like Moustarah & Company want to help you get the compensation you deserve and hold the car insurance company accountable.

Posted on February 7, 2022October 23, 2025

Your Insurance Company Must Act In Good Faith On Your Behalf

Auto Insurance Good Faith

WHY GOOD FAITH IS IMPORTANT IN INSURANCE CONTRACTS

Case law and the Alberta Insurance Act state that an insurance company and their insured must each act in good faith and deal fairly with one another. Continue reading “Your Insurance Company Must Act In Good Faith On Your Behalf”

Posted on January 12, 2022October 28, 2025

The New Alberta “NO FAULT” Automobile Insurance Changes Started January 1, 2022 Will NOT Effect Your Personal Injury Claim

Alberta No Fault Auto Insurance

Changes to Insurance Law in January 2022

Last year, the government of Alberta made a few changes to the Insurance Act. One of these changes comes into effect on January 1, 2022. Continue reading “The New Alberta “NO FAULT” Automobile Insurance Changes Started January 1, 2022 Will NOT Effect Your Personal Injury Claim”

Posted on March 9, 2021July 18, 2025

WILL MY INSURANCE GO UP AFTER AN ACCIDENT THAT WASN’T MY FAULT

auto insurance premium increase

After being in an accident, the last thing you want to be worried about is an increase in your insurance premiums, especially if the accident was not your fault. Continue reading “WILL MY INSURANCE GO UP AFTER AN ACCIDENT THAT WASN’T MY FAULT”

Posted on February 23, 2021June 18, 2025

KNOW WHAT YOU ARE GIVING UP BEFORE SIGNING A LIABILITY RELEASE

MVA: Liability Release

After a motor vehicle accident, the person not at fault may receive multiple calls from insurance companies. Continue reading “KNOW WHAT YOU ARE GIVING UP BEFORE SIGNING A LIABILITY RELEASE”

Posted on February 8, 2021July 8, 2025

SEF 44: A WAY TO GO THE EXTRA DISTANCE TO PROTECT YOUR FAMILY

SEF 44: Protect your family

The thought of your family being injured in a car accident is difficult and scary. Continue reading “SEF 44: A WAY TO GO THE EXTRA DISTANCE TO PROTECT YOUR FAMILY”

Posted on January 19, 2021April 3, 2025

Driving Without Insurance: You’re Risking a Lot

Driving without auto insurance
In Alberta, driving without insurance is both illegal and very risky. Continue reading “Driving Without Insurance: You’re Risking a Lot”

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Moustarah & Company
100 Street Place
10150 100 St NW #400
Edmonton, ABT5J 0P6
Tel:
780-428-6565
Email:
firm@moustarah.com

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8:00 am - 4:30 pm
Monday to Friday

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