Which Insurance Company Covers The Damage To My Vehicle If I Was In An Accident

Alberta Auto Insurance FactsWhat is Direct Compensation for Property Damage (DCPD) in Alberta?

Since January 1, 2022, Alberta has included the Direct Compensation for Property Damage (DCPD) coverage in all auto insurance policies. The DCPD coverage replaced the previous property damage portion of the third-party liability coverage in auto policies. The main purpose of this auto insurance reform was to streamline property damage claims and make the system more efficient for people involved in no-fault accidents.

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If I don’t treat my injuries properly, does it affect my claim?

The “duty to mitigate” – if I don’t treat my injuries properly, does it affect my claim?

The quick answer – and the danger of falling under the “minor injury cap”

In short – YES! Your claim could certainly be affected.

It is very important to realize that your overall claim award can be seriously reduced in reflection of how poorly you did treating your injuries.

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Does My Insurance Cover My Home In Case Of Wildfire

With summer just around the corner, and wildfires already ablaze in British Columbia and Alberta, it is important to be prepared for the potential risks that you might be facing to your car and home, and how your insurance policy may come into play.

If your home or car is damaged during a wildfire, would you be covered?  This blog will explore the potential benefits that you might have access to under your different insurance policies, and what you can do to protect yourself.

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