Tag: good drivers

Traditionally, good drivers in Alberta have had the benefit of lower prices on their insurance policy. However, the Alberta government is introducing a new auto insurance system. The new care-first system will focus on providing improved medical, rehabilitation, and income support benefits for all Albertans injured in a collision, while continuing to hold at-fault drivers accountable through higher premiums. Albertans injured in a collision will be able to access these enhanced benefits without the need to sue. The new care-first system will result in good drivers paying more for insurance and not having the ability to hire a personal injury law firm to hold the insurance company responsible; there is no claim to ensure that you receive just and fair compensation for your injuries.

A good driver in Alberta is defined as a driver that has no at-fault claims in the past six years, no criminal code traffic convictions in the past four years, no major traffic convictions in the past three years, and no more than one minor traffic conviction in the past three years. If you meet these four conditions, you might be eligible for “Good Driver” rate protections with your insurance company for your auto insurance as defined by the Automobile Insurance Rate Board.