Tag: vehicle damage

In Alberta, vehicle damage resulting from a motor vehicle accident (MVA) can be addressed through a personal injury claim, but only if injuries are sustained. If there are no injuries to any person, then the vehicle damage is a straight forward insurance claim. Alberta operates under a tort-based system, meaning the at-fault or negligent driver is liable for compensating the injured party. Auto Insurance is responsible to cover this liability, it is ultimately the auto insurance company who pays the compensation to the injured party. Compensation can cover vehicle repairs, medical expenses, lost income, and pain and suffering. The auto insurance company will pay to repair and even replace all vehicle damage sustained in a car accident.

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Which Insurance Company Covers The Damage To My Vehicle If I Was In An Accident

Alberta Auto Insurance FactsWhat is Direct Compensation for Property Damage (DCPD) in Alberta?

Since January 1, 2022, Alberta has included the Direct Compensation for Property Damage (DCPD) coverage in all auto insurance policies. The DCPD coverage replaced the previous property damage portion of the third-party liability coverage in auto policies. The main purpose of this auto insurance reform was to streamline property damage claims and make the system more efficient for people involved in no-fault accidents.

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Changes to Mandatory Reporting of Accidents to Police – New Law Coming To A Neighborhood Near You…

Edmonton Collision Reporting Centre

There are some upcoming changes to know about when it comes to reporting accidents in Alberta. As it stands, when you are involved in a motor vehicle accident, you must report the incident to the collision centre if there are injuries, death, or if there is combined property damage of $2,000 and over. However, starting in January 2024, the Government of Alberta is changing the mandatory reporting threshold for accidents.

What is the new threshold for reporting an accident?

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