Personal Injury Lawyers in Edmonton
In Alberta, insurance companies are businesses that offer financial protection against specified risks in exchange for regular payments (premiums). Auto insurance companies pay compensation to injured parties after a car accident when the insured party has been found to be negligent and at fault. The at fault driver is liable for all damages to vehicles and people. The insurance company pays what the at fault driver is liable for. These auto insurance companies collect premiums and then pay out claims based on pre-defined agreements. A personal injury lawyer helps ensure that the insurance company pays fair and just compensation. Obviously, the insurance company wants to pay as little as possible, and the personal injury lawyer fights for your rights and to protect you. The Alberta Automobile Insurance Rate Board (AIRB) regulates the insurance industry to ensure accessibility and sustainability for all insurance companies in Alberta.
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With Alberta on the verge of possibly introducing no-fault auto insurance, Albertans must be aware of the consequences that switching to this scheme will have.
We have previously discussed the different types of damages in personal injury claims. You might be wondering how Courts and insurance companies decide how to compensate you for your injuries and losses. Continue reading “How do lawyers decide how much a personal injury claim is worth”
What is Direct Compensation for Property Damage (DCPD) in Alberta?Since January 1, 2022, Alberta has included the Direct Compensation for Property Damage (DCPD) coverage in all auto insurance policies. The DCPD coverage replaced the previous property damage portion of the third-party liability coverage in auto policies. The main purpose of this auto insurance reform was to streamline property damage claims and make the system more efficient for people involved in no-fault accidents.
Continue reading “Which Insurance Company Covers The Damage To My Vehicle If I Was In An Accident”
With summer just around the corner, and wildfires already ablaze in British Columbia and Alberta, it is important to be prepared for the potential risks that you might be facing to your car and home, and how your insurance policy may come into play.
If your home or car is damaged during a wildfire, would you be covered? This blog will explore the potential benefits that you might have access to under your different insurance policies, and what you can do to protect yourself.
Continue reading “Does My Insurance Cover My Home In Case Of Wildfire”
Auto insurance is vital in owning a vehicle, providing vehicle owners with financial protection and peace of mind. However, there are some instances where insurance companies may be able to void or deny your insurance policy, leaving you on the hook for possibly hundreds if not thousands of dollars. It’s important for vehicle owners to know of these circumstances, to avoid ending up having their claim denied. We will explore some of these situations that could lead to your insurance coverage being voided.
With the rising cost of living, many Albertans have taken on second jobs to help make ends meet. One popular job is that of a food delivery driver. This includes working for popular food delivery Apps such as Uber Eats, SkipTheDishes and DoorDash. However, people may not be fully insured when delivering on these Apps and run the risk of being on the hook for tens of thousands of dollars if they are in an accident.
Continue reading “Insurance Requirements for Uber, Uber Eat, Skip and DoorDash Drivers”