With the warm weather upon us, so too are road trips and cross border visits to the many scenic and beautiful locations in Canada. If you are travelling to British Columbia this summer by road, it is important to know how claims in British Columbia operate compared to the claims in Alberta.
The New Alberta “NO FAULT” Automobile Insurance Changes Started January 1, 2022 Will NOT Effect Your Personal Injury Claim
Changes to Insurance Law in January of 2022
Last year, the government of Alberta made a few changes to the Insurance Act. One of these changes comes into effect on January 1, 2022. The change will allow for direct compensation for property damage claims, which includes coverage for your vehicle damage, any loss of use of the vehicle, as well as physical objects which are affected inside the vehicle. The new direct compensation law coming into effect has NO EFFECT ON PERSONAL OR COMPENSATION claims to any degree.
Loss of Consortium: Compensation for Spouses of Injured Persons
What is Loss of Consortium
In Alberta, people that get injured are often entitled to monetary compensation. For example, if someone is injured in a car accident that is not their fault, they may have a claim against the at fault driver.
TELL YOUR DOCTOR EVERYTHING!
The most important thing you can do to help your personal injury claim is to tell your doctor EVERYTHING that is wrong with you after the accident. This includes aches and pains and even emotions that you think cannot possibly be from the accident.
WHAT YOU NEED TO KNOW BEFORE SETTLING YOUR INJURY CLAIM
If you are injured in a car accident that was not your fault you may be entitled to compensation for your injuries from the at-fault driver’s insurance company.
RUMOR HAS IT THAT SOFT TISSUE INJURIES ARE “CAPPED”. TRUE OR FALSE?
WHAT IS THE “CAP”?
In 2004, the Alberta government passed the Minor Injury Regulation, which capped damages for pain and suffering for certain so-called “minor injuries” caused by a motor vehicle collision.