Personal Injury Lawyers in Edmonton
Auto insurance subrogation is when your insurance company pays for your damages after an accident and then seeks reimbursement from the at-fault driver’s insurance company. This process allows the insurer to recover the money it paid out, which can benefit the policyholder by potentially getting their deductible back. In some jurisdictions, such as Alberta, subrogation may be impacted by Direct Compensation for Property Damage (DCPD) laws, which are designed to simplify the process by having you deal with your own insurer for non-fault accidents. Your own insurance company pays you directly, and then your insurance company goes after the insurance company for the at-fault driver for reimbursement. Your personal injury lawyer will make a claim against the at-fault driver’s insurance company for anything not covered buy subrogation under the Alberta Direct Compensation for Property Damage (DCPD) laws.
While attending to your physical injuries and seeking medical attention is of the outmost importance after an accident, once you have done so and the initial shock has worn off, the physical damage to your vehicle can loom large and be an undue source of stress during the early stages of your recovery.
Continue reading “What is the definition of Diminished Value of Vehicle in Alberta”
In our previous blog post on tort law, we discussed the two cornerstones of all tort law: liability and quantum. Continue reading “What is Tort Law Part 2: Liability”
Continue reading “Introduction to Car Insurance – A Common Misconception”