Form AB-1 needs to be completed by you and sent to your insurance company within 10 business days of the accident. If you can’t submit it within 10 days, you should do so as soon as possible. If you can’t fill it out yourself, you can have an authorized representative do it for you
In Alberta, every auto insurance policy includes Section B benefits that can be claimed after you are in an accident, whether you are at fault or not. However, there are circumstances where your insurance company can deny your claim for benefits. This blog will discuss the instances where your insurance company can deny your claim, and what you can do about it.
Case law and the Alberta Insurance Act state that an insurance company and their insured must each act in good faith and deal fairly with one another. Insurance companies have a right to contest claims as long as they are acting in good faith and are being reasonable. An insured’s duty to act in good faith starts when they apply for insurance coverage and it extends throughout the entire policy.
Last year, the government of Alberta made a few changes to the Insurance Act. One of these changes comes into effect on January 1, 2022. The change will allow for direct compensation for property damage claims, which includes coverage for your vehicle damage, any loss of use of the vehicle, as well as physical objects which are affected inside the vehicle. The new direct compensation law coming into effect has NO EFFECT ON PERSONAL OR COMPENSATION claims to any degree.
With the holiday season upon us, so too are social gatherings and parties. With that comes the potential for guests to become impaired, and unfortunately, the potential for injury to occur because of impaired driving. While the holiday season can be a great time to reconnect with loved ones and friends, it is important to know what your responsibilities are if you are hosting a gathering in your home, and the potential risks of doing so.
In Alberta, driving without insurance is both illegal and very risky. In addition to severe penalties for doing so, a driver without insurance loses a host of benefits and risks exposing themselves to financial hardship.
