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No fault is no good: what the possible change to the insurance industry means for car accident injury claims in Alberta
On the brink of changing to no-fault
With Alberta on the verge of possibly introducing no-fault auto insurance, Albertans must be aware of the consequences that switching to this scheme will have.



What is Direct Compensation for Property Damage (DCPD) in Alberta?

It can take as little as a few days to several years to settle a car accident claim in Alberta. The main factor that drives the length of time it takes a file to settle a claim in Alberta is how long it takes a person to recover from their injuries. Since each person recovers at a different pace, this is why there is so much variance from one file to the next. Claims in Alberta are typically settled once a person is either fully recovered, or, reaches “maximum medical recovery”, which means the person has recovered as much as they possibly can from their injuries.
Generally speaking however, many people recover from their injuries within two years, meaning their claim can be settled around the two-year mark after their accident. This is not set in stone however, and again, as discussed, is entirely circumstantial upon a given person’s experience.