Category: Car Accidents

Edmonton car accident lawyer articles written by experienced and expert lawyers. Read our extensive knowledge about car accidents and personal injury claims in Alberta. Are you in need of a personal injury lawyer in Edmonton? Contact us at Moustarah & company for more information.

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Which Insurance Company Covers The Damage To My Vehicle If I Was In An Accident

Alberta Auto Insurance FactsWhat is Direct Compensation for Property Damage (DCPD) in Alberta?

Since January 1, 2022, Alberta has included the Direct Compensation for Property Damage (DCPD) coverage in all auto insurance policies. The DCPD coverage replaced the previous property damage portion of the third-party liability coverage in auto policies. The main purpose of this auto insurance reform was to streamline property damage claims and make the system more efficient for people involved in no-fault accidents.

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What happens to my car accident injury claim if I wasn’t wearing a seatbelt

if I Wasn't wearing a seatbeltcan i still claim for personal injury

The everyday reality of seatbelts

Seatbelts are essential. For most of us, tying our seatbelts as soon as we sit down in a car is as second nature as breathing – we almost don’t notice that we even do it.

The reason for this is simple: our Canadian society has widely accepted that wearing a seatbelt helps keep us safe while we ride in a car as a driver or a passenger, because it can entirely prevent, or significantly reduce, any injuries we may have if we were in a car accident.

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Did you know that Car Accidents can cause Erectile Dysfunction

MVA and Erectile Dysfunction

Did you know that car accidents can cause erectile dysfunction?

Yes, you read that right. While it may not be the first thing that comes to mind when you think of motor vehicle accidents, it occurs more often than you might think. As with any other injury that you sustain in a motor vehicle accident caused by someone else, you can receive compensation for it under your bodily injury claim so long as it can be shown that it was caused by the accident.

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How Long Does it Take to Settle a Car Accident Claim in Alberta

Settlement timeline after car accident It can take as little as a few days to several years to settle a car accident claim in Alberta. The main factor that drives the length of time it takes a file to settle a claim in Alberta is how long it takes a person to recover from their injuries. Since each person recovers at a different pace, this is why there is so much variance from one file to the next. Claims in Alberta are typically settled once a person is either fully recovered, or, reaches “maximum medical recovery”, which means the person has recovered as much as they possibly can from their injuries. Generally speaking however, many people recover from their injuries within two years, meaning their claim can be settled around the two-year mark after their accident. This is not set in stone however, and again, as discussed, is entirely circumstantial upon a given person’s experience.

The law on recovery periods

Our Alberta courts have identified that, generally speaking, some injuries are of a lesser nature in that the person injured can expect to be fully recovered from them after a few short months, so long as they are pursuing all the appropriate treatments that are recommended to them by their doctor, such as physio, massage, chiro, and more. However, there are some types of injuries that no matter how well the person is doing in terms of following their recommended treatments, the recovery will still take quite a bit of time – several months or more. See McLean v Parmar for more discussion about “chronic pain” as well as examples of expected recovery times. Additionally, while you are recovering from your injuries, there might be other types of losses you are also experiencing at the same time, that would need to be measured and accounted for with supporting documents or evidence. These could include:
  • Loss of income – for time off work while you recovered;
  • Loss of income earning capacity – if your injuries will permanently impact your ability to work and earn income;
  • Future cost of care – if your injuries will require further treatment for the continued foreseeable future after your file settles;
  • Loss of housekeeping capacity – for your lessened ability to keep up with chores, groceries, and other activities of daily living while you recovered;
  • Specials – out-of-pocket costs for items or treatment for the accident that were not already reimbursed to you;
  • and more.
An experienced personal injury lawyer can help handle your claim by taking a proper look at the circumstances of your injury and recovery process to determine how long your file may take to settle, and provide you the advice over what types of claims you may be entitled to. If you have recently been injured in a car accident and are considering seeking compensation, please contact Moustarah & Company today for an initial consultation and to answer any questions you may have.