Your Insurance Company Must Act In Good Faith On Your Behalf

WHY GOOD FAITH IS IMPORTANT IN INSURANCE CONTRACTS

Case law and the Alberta Insurance Act state that an insurance company and their insured must each act in good faith and deal fairly with one another. Insurance companies have a right to contest claims as long as they are acting in good faith and are being reasonable. An insured’s duty to act in good faith starts when they apply for insurance coverage and it extends throughout the entire policy. Continue Reading

The New Alberta “NO FAULT” Automobile Insurance Changes Started January 1, 2022 Will NOT Effect Your Personal Injury Claim

Changes to Insurance Law in January of 2022

Last year, the government of Alberta made a few changes to the Insurance Act. One of these changes comes into effect on January 1, 2022. The change will allow for direct compensation for property damage claims, which includes coverage for your vehicle damage, any loss of use of the vehicle, as well as physical objects which are affected inside the vehicle. The new direct compensation law coming into effect has NO EFFECT ON PERSONAL OR COMPENSATION claims to any degree. Continue Reading

SOCIAL HOST LIABILITY; KNOW THE LAW BEFORE THROWING A PARTY DURING THE HOLIDAYS

Can I be held responsible for the actions of a drunk party guest after they have left the party?

With the holiday season upon us, so too are social gatherings and parties. With that comes the potential for guests to become impaired, and unfortunately, the potential for injury to occur because of impaired driving. While the holiday season can be a great time to reconnect with loved ones and friends, it is important to know what your responsibilities are if you are hosting a gathering in your home, and the potential risks of doing so. Continue Reading

CAN I START A PERSONAL INJURY CLAIM FOR MY CHILD?

You never want to think about your child suffering an injury, but if it happens, it is important to be prepared. One way that you can be better prepared is by knowing what your child’s legal rights are in terms of how they can sue if they are injured. While there are many similarities between a personal injury claim for adults and for children, there are also some important differences that you should be aware of if you intend to start a claim for your child. Continue Reading