Anyone who drives a vehicle in Alberta must operate the vehicle in accordance with the Alberta Traffic Safety Act. Vehicle operators who fail to follow the rules of the Traffic Safety Act may be subject to fines or other penalties. Some of the important legal requirements expected from all vehicle operators in Alberta include having a valid Operator’s License, insurance and registration.
In Alberta, every auto insurance policy includes Section B benefits that can be claimed after you are in an accident, whether you are at fault or not. However, there are circumstances where your insurance company can deny your claim for benefits. This blog will discuss the instances where your insurance company can deny your claim, and what you can do about it.
Under the Emergency Measures Regulations, very recently the Federal Government enacted law aimed at dismantling public assemblies that may reasonably be expected to lead to a breach of the peace. This includes public assemblies like blockades that interfere with movement of persons, goods, or trade. Several penalties, offences, and restrictions have now been enacted for those who participate.
Case law and the Alberta Insurance Act state that an insurance company and their insured must each act in good faith and deal fairly with one another. Insurance companies have a right to contest claims as long as they are acting in good faith and are being reasonable. An insured’s duty to act in good faith starts when they apply for insurance coverage and it extends throughout the entire policy.
After a car accident, one of the many issues that you may be facing is a possible increase in your car insurance premiums. While it can be difficult to control these increases in premiums, there are certain things that you can do to keep them as low as possible. In this blog, we will explain 8 different ways that you may be able to reduce your car insurance premiums.
Last year, the government of Alberta made a few changes to the Insurance Act. One of these changes comes into effect on January 1, 2022. The change will allow for direct compensation for property damage claims, which includes coverage for your vehicle damage, any loss of use of the vehicle, as well as physical objects which are affected inside the vehicle. The new direct compensation law coming into effect has NO EFFECT ON PERSONAL OR COMPENSATION claims to any degree.
