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The New Alberta “NO FAULT” Automobile Insurance Changes Started January 1, 2022 Will NOT Effect Your Personal Injury Claim

Changes to Insurance Law in January of 2022

Last year, the government of Alberta made a few changes to the Insurance Act. One of these changes comes into effect on January 1, 2022. The change will allow for direct compensation for property damage claims, which includes coverage for your vehicle damage, any loss of use of the vehicle, as well as physical objects which are affected inside the vehicle. The new direct compensation law coming into effect has NO EFFECT ON PERSONAL OR COMPENSATION claims to any degree. Continue Reading

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I Was Driving And Hit A Deer. Can I Sue? What If I Was A Passenger In A Vehicle That Hit A Deer!

Vehicle Collisions and Wildlife – Suing the Driver of your Own Vehicle

In Alberta, and indeed across Canada, drivers are sometimes faced with the situation of a wild animal on the roadway.  Accidents can ensue, sometimes with disastrous consequences.  When an accident involving just one vehicle occurs due to the presence of a wild animal, the driver has typically no one to sue.  The driver would be entitled to rely on their own accident benefits under their insurance policy to pay for such things as medical treatment or possibly time off of work, but the driver would not get compensation for such things as pain and suffering.  There is usually no one to blame in those circumstances. Continue Reading

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In A Motor Vehicle Accident While Working OR In Accident By Someone While Working

HOW DOES THE WORKERS’ COMPENSATION ACT AFFECT AN AUTOMOBILE INJURY CLAIM?

A Claimant’s right to compensation could be affected if their injury claim falls under the Workers’ Compensation Act. At the outset, the Workers’ Compensation Board will confirm if the claimant was covered by their employer’s plan. Once coverage is confirmed, the next step is the Board will have to determine whether the claimant was in the course of their employment when the accident occurred. Continue Reading

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Whiplash Associated Disorders (WAD): The Different Types and How Their Classifications Will Affect Your Access To Treatment After A Car Accident

What is the Diagnostic Treatment Protocols Regulation (DTPR)?

The Diagnostic Treatment Protocols were put into place to help people injured in car accidents gain quicker and easier access to treatment. Before these regulations were introduced, insurance companies were not required to allow direct billing for individuals seeking treatment for their injuries. Instead, if you were injured in a car accident, you would have to pay out of pocket for your treatments, and later seek to be reimbursed by your insurance company. Continue Reading