With the warm weather upon us, so too are road trips and cross border visits to the many scenic and beautiful locations in Canada. If you are travelling to British Columbia this summer by road, it is important to know how claims in British Columbia operate compared to the claims in Alberta.
6 Forms Insurance Companies Use to Assess Your Injuries: Ensure Your Injuries Are Fully Documented
Form AB-1 Notice of Loss and Proof of Claim
Form AB-1 needs to be completed by you and sent to your insurance company within 10 business days of the accident. If you can’t submit it within 10 days, you should do so as soon as possible. If you can’t fill it out yourself, you can have an authorized representative do it for you
WHAT HAPPENS WHEN YOUR INSURANCE COMPANY DENIES YOUR BENEFITS AFTER AN ACCIDENT? WHAT CAN YOU DO?
In Alberta, every auto insurance policy includes Section B benefits that can be claimed after you are in an accident, whether you are at fault or not. However, there are circumstances where your insurance company can deny your claim for benefits. This blog will discuss the instances where your insurance company can deny your claim, and what you can do about it.
Your Insurance Company Must Act In Good Faith On Your Behalf
WHY GOOD FAITH IS IMPORTANT IN INSURANCE CONTRACTS
Case law and the Alberta Insurance Act state that an insurance company and their insured must each act in good faith and deal fairly with one another. Insurance companies have a right to contest claims as long as they are acting in good faith and are being reasonable. An insured’s duty to act in good faith starts when they apply for insurance coverage and it extends throughout the entire policy.
The New Alberta “NO FAULT” Automobile Insurance Changes Started January 1, 2022 Will NOT Effect Your Personal Injury Claim
Changes to Insurance Law in January of 2022
Last year, the government of Alberta made a few changes to the Insurance Act. One of these changes comes into effect on January 1, 2022. The change will allow for direct compensation for property damage claims, which includes coverage for your vehicle damage, any loss of use of the vehicle, as well as physical objects which are affected inside the vehicle. The new direct compensation law coming into effect has NO EFFECT ON PERSONAL OR COMPENSATION claims to any degree.
SOCIAL HOST LIABILITY; KNOW THE LAW BEFORE THROWING A PARTY DURING THE HOLIDAYS
Can I be held responsible for the actions of a drunk party guest after they have left the party?
With the holiday season upon us, so too are social gatherings and parties. With that comes the potential for guests to become impaired, and unfortunately, the potential for injury to occur because of impaired driving. While the holiday season can be a great time to reconnect with loved ones and friends, it is important to know what your responsibilities are if you are hosting a gathering in your home, and the potential risks of doing so.