THINGS TO KNOW SO YOU NEVER BE IN A SITUATION WHERE YOUR INSURANCE COMPANY WILL NOT COVER YOU

Car Insurance Coverage Denied
When Can Auto Insurance Policies Be Voided in Alberta

Auto insurance is vital in owning a vehicle, providing vehicle owners with financial protection and peace of mind. However, there are some instances where insurance companies may be able to void or deny your insurance policy, leaving you on the hook for possibly hundreds if not thousands of dollars. It’s important for vehicle owners to know of these circumstances, to avoid ending up having their claim denied. We will explore some of these situations that could lead to your insurance coverage being voided.

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Changes to Mandatory Reporting of Accidents to Police – New Law Coming To A Neighborhood Near You…

Edmonton Collision Reporting Centre

There are some upcoming changes to know about when it comes to reporting accidents in Alberta. As it stands, when you are involved in a motor vehicle accident, you must report the incident to the collision centre if there are injuries, death, or if there is combined property damage of $2,000 and over. However, starting in January 2024, the Government of Alberta is changing the mandatory reporting threshold for accidents.

What is the new threshold for reporting an accident?

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An Assessment By A Certified Examiner Is Anything But Minor

MVA Medical Examiner

What is an Assessment by Certified Examiner and how could it affect you?

An Assessment by a Certified Examiner is a specific type of assessment performed for the purpose of determining whether your injuries from a motor vehicle accident are considered “minor” or not. If your injuries are considered minor, the Minor Injury Regulation would apply and result in a “cap” on how much you can recover in general damages, which we discuss in a previous blog (the Cap) post here.

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To Apologize Or Not To Apologize

MVA - Pay out of Pocket

What are Apology Laws for Car Accidents?

 

The Achilles Heel of Courteous Canadians: Apologizing!

 

Oh no! You got into a car accident with another driver, and in the stressful nature of the moment, you found yourself apologizing to the other driver and suggesting you were the one to blame. Do your apology and comments you gave in a vulnerable moment hurt your potential legal claim?

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Will my personal injury settlement have any impact on my AISH benefits?

AISH Payments and Car Accidents

Navigating the recovery process after being injured in an accident can be daunting on its own, and you may have additional considerations if you are also receiving AISH benefits. It is important to know and consider how a personal injury pay out can affect your financial situation if you are receiving AISH.

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What happens to my existing personal injury claim if I get into another car accident?

Personal Injury claim and multiple car accidents

After being injured in a car accident, a lawyer can help guide you through the process of putting forward a claim to compensate you for the injuries you sustained in that accident. But what happens if you get into another accident before you are able to settle the claim for your first accident? This blog will look at the options that you have if you find yourself in this common situation.

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