HIT-AND-RUNS OR HIT BY UNINSURED DRIVERS: Can I still make a claim for my injuries?

In Canada, a person who injures you as a result of his or her negligence must put you back in the position you were in before you were injured. In the case of a car accident, the at-fault driver’s insurance company will step in and compensate any injured parties. But who pays if the at-fault driver leaves the scene of the accident or has no insurance?

The Motor Vehicle Accident Claims Program

In Alberta, not-at-fault drivers who are injured by an uninsured driver or in a hit-and-run can claim compensation for their injuries through the Motor Vehicle Accident Claims Program, aka MVAC.

MVAC operates very much like an insurance company, in that they employ insurance adjusters who evaluate and manage claims made against MVAC.

Note: Your own insurance company should pay for your medical and therapeutic treatments for up to 2 years after the accident, regardless of who is at fault. Therefore, your first step should be to call your own insurance company and open an accident benefits claim so you can start receiving treatment. If you have an eligible claim, MVAC will compensate you other losses, including pain and suffering, loss of income, loss of housekeeping, future cost of care, and out-of-pocket expenses.

How Do I Make a Claim?

If you have been injured in an accident that was caused by an unknown or uninsured driver, you should consult a personal injury lawyer to help guide you through the claims process. There are a number of steps that need to be completed before MVAC will open a claim, and even more steps before MVAC will pay out any compensation. A personal injury lawyer should be familiar with this process and can help you navigate it smoothly.

Hit-and-Run

If you are injured in a hit-and-run accident, you must notify MVAC of your potential claim within 90 days.

Before MVAC will accept your claim, you must show that you have taken all reasonable steps to identify the at-fault driver. What constitutes “reasonable steps” differs from accident to accident.

MVAC also requires you to file a lawsuit against the Administrator of the Motor Vehicle Accident Claims Program before they will discuss settlement. It is recommended that you hire a personal injury lawyer to handle this process on your behalf.

Uninsured Driver

If you are injured in an accident caused by an uninsured driver, you should notify MVAC as soon as possible.

Before MVAC will accept your claim, you must provide evidence that the at-fault driver is not covered under any insurance policy.

You must also file a lawsuit against the uninsured driver and any other at-fault parties. MVAC will only accept your claim if the driver or at-fault parties do not defend the lawsuit. It is recommended that you hire a personal injury lawyer to handle these steps.

How Do I Get Paid?

Once MVAC has accepted your claim it will be assigned to a bodily injury adjuster, who will evaluate your claim and negotiate a settlement. This process is similar to the settlement process with an insurance company. However, things can get a bit complicated after a settlement is reached.

Before MVAC will issue payment, there are a number of forms that need to be properly filled out and returned to MVAC. These forms can be confusing, and payment will be delayed if any mistakes are made. A personal injury lawyer with experience handling MVAC claims can help ensure that these forms are properly filled out and returned in a timely fashion.

Will MVAC Pay for my Car?

MVAC only accepts claims for bodily injury or death arising out of a car accident. MVAC will not pay any compensation for any property damage caused by an unknown or uninsured driver.

If you have comprehensive coverage on your vehicle, your own insurance company should pay to repair or replace your vehicle.

If you only have personal liability and property damage (PLPD) coverage on your vehicle, your insurance company will not pay to repair or replace your vehicle. Unfortunately, if you only have PLPD and your vehicle is damaged in a hit-and-run or by an uninsured driver, you will be on the hook for any repairs your vehicle needs.

Note: Regardless of whether you have PLPD or comprehensive coverage, your insurance company is still responsible for paying for your medical treatments for up to 2 years after the accident.

Where Does MVAC Get the Money to Pay Out Claims?

MVAC is funded, in part, by the registration fees that drivers are required to pay each year when they register their vehicles.  In cases where the identity of the at-fault driver is known, but the driver is not insured, MVAC can and will take steps to recover the full amount of any compensation they pay to an injured person from the uninsured driver.

How Can Moustarah & Company Help?

The personal injury lawyers at Moustarah & Company have experience submitting and settling claims through the Motor Vehicle Accident Claims Program and can help you navigate this difficult process. If you have been injured by an uninsured driver or in a hit-and-run collision, contact Moustarah & Company today at firm@moustarah.com or 780.428.6565.

The information provided on this website does not constitute legal advice and should not be construed as such. Moustarah & Company does not guarantee that this information is accurate or up to date. As a result, should you require legal advice, please contact a personal injury lawyer.

Motor Vehicle Accidents in Grande Prairie – Your Personal Injury Lawyers

grande prairie mva lawyer The City of Grande Prairie 2020 Automated Traffic Enforcement Annual Report records 1269 total collisions for the year. Like many Alberta municipalities, high traffic intersections also coincide with higher collision rates. Many driver errors are unfortunately due to impaired driving,  distracted driving, and excessive speeding. The Grande Prairie 2020 Transportation Master Plan notes road safety as one of the top six transportation system priorities for 2018 survey participants. If you have been injured in a motor vehicle accident in Grande Prairie or a neighboring rural area, here are the most important steps you can take to protect yourself.

Follow these steps after a vehicle collision

If you’ve been involved in a car accident or motor vehicle collision in Grande Prairie, following these steps can ensure your immediate and future protection:

5 Steps to keep you safe at the scene

  1. Call 911 for an ambulance if anyone is seriously
  2. Ensure personal safety. Do not stand near your vehicle in Turn on hazards and move to a safe location.
  3. Document Scene & Collect personal information from witnesses and the other Always take photos!
  4. Contact the police and file a report for any injury, damage over $2000, or if a driver is uninsured. Call them if
  5. Contact your insurance provider as soon as possible and give them clear facts and details

5 Steps to keep your future safe

  1. Do not leave the scene if the collision has resulted in injury or significant property damage – wait for
  2. Seek medical attention within 24 hours or as soon as possible for a proper assessment, even for minor
  3. Never discuss fault at the scene, online, or with insurance. Only consult with a personal injury
  4. Monitor your symptoms in the coming weeks as injuries or severity are not always immediately
  5. Repair your vehicle at a shop of your choice if you prefer not to go with an insurer’s

Top Tips:

Keep cones and flares in a vehicle emergency kit to alert other drivers in case of a motor vehicle collision. Know your insurance policy and ask questions if you don’t understand your coverage.

Seek legal counsel with a personal injury lawyer to discuss your rights and compensation for injuries. 

Seek advice for legal compensation rights

Who can receive compensation?

A motor vehicle accident (MVA) or collision (MVC) is commonly referred to as a car accident but applies to all forms of motor transportation including cars, trucks, motorcycles, or SUVs. Anyone can be significantly injured in a motor vehicle collision. Whether you were a driver, passenger, pedestrian, or cyclist, if you were injured due to another driver’s negligence you may be entitled to compensation.

Hit and run victims or those injured in a collision with an uninsured motorist may also be compensated through the Motor Vehicle Accident Claims Program (MVAC).

Injuries associated with motor vehicle collisions can have significant impacts on a person’s physical, emotional and mental well-being. It can also have long-term effects on your quality of life and your family’s future. If you are uncertain, you can explore your legal options with a free consultation and receive expert advice for your situation.

How can legal consultation benefit me?

If you are considering a claim, it is highly beneficial to consult with a personal injury lawyer as soon as possible. Although a personal injury claim can often be made within two years from the date of your incident, access to timely evidence and early medical records can greatly affect the outcome of your settlement.

Moustarah and Company has over two decades of experience helping those injured in an MVA/MVC. We are committed to navigating the complexities of personal injury law to empower our clients to fully understand their legal compensation rights. Most personal injury claims do not go to court; however, our team is experienced and prepared to advocate for our clients in any legal situation. As committed, compassionate professionals, we provide free initial consultations to anyone seeking legal advice regarding their personal injury, and no fees are required until your claim is settled.

Since we work for you, advocating for your best interests is always our primary concern. You can rely on our highly skilled personal injury team to focus on getting you the compensation you deserve while you focus on well-being and recovery.

Identify all types of injuries you have suffered

There are several forms of injury and trauma including whiplash that MVA/MVC victims may suffer. Compensation is determined by examining all types of injuries suffered, including severity and long term impacts. Our personal injury lawyers expertly navigate the legal processes as they pertain to each person’s medical diagnoses to ensure the maximum settlement claim is received for our clients.

Common types of injuries that our personal injury legal team can advise on are:

Physical Injury:

  • Whiplash
  • Torn ligaments and tendons
  • Broken bones
  • Herniated discs
  • Back pain
  • Spinal cord injuries
  • Brain injuries
  • Chronic pain
  • Cuts, contusions, and hematomas

Mental & Emotional Trauma

  • Post-traumatic Stress Disorder (PTSD)
  • Depression
  • Driving anxiety

Know what to expect during the personal injury claim process

Suffering from a personal injury can be a stressful time for many reasons. Knowing what to anticipate when pursuing a personal injury claim can provide much-needed peace of mind. Moustarah and Company have created a free brochure answering many of the questions you may have about the personal injury process and compensation. Here is an overview of what you can expect when making a motor vehicle collision injury claim in Grande Prairie.

What types of compensation might be included in my MVA/MVC claim?

  • Physical injury
  • Loss of capacity to do daily tasks
  • Decreased quality of life
  • Income or job loss
  • Damage or loss of your vehicle and personal belongings
  • Mental and emotional trauma
  • Pain and suffering

What is legally required to make a personal injury claim?

For a personal injury claim to be made, you must establish fault by a third party to hold them legally responsible. For an MVA/MVC evidence must be gathered to demonstrate that the collision was caused by another person’s illegal or negligent action to have cause to proceed. Collecting evidence, including medical records as soon as possible can greatly help your claim. Our legal team can advise on obtaining critical evidence including:

  • Documented details gathered at the scene
  • Witness statements
  • Photos or footage from security cameras
  • Event Data Recorders which may have been installed in vehicles to record collision data
  • Police reports
  • Medical reports

Our experienced personal injury lawyers at Moustarah and Company thoroughly examine the evidence to build the most optimal legal case for our clients. We can also advise you on critical steps you can take to protect your claim. Best of all, we will negotiate with the insurance companies on your behalf to reach the best settlement possible so you are not pressured into settling for less than you are entitled to.

How long will it take to receive financial compensation?

The length of time to finalize a settlement depends on the type of injury, the severity of the injury, and how legally complex the claim is. Your settlement may be finalized in months if your injury and its impacts can confidently be assessed quickly. However, if injuries are severe or were fatal, it is critical for you and your family to have long-term professional and medical assessments. This evidence is necessary to obtain the maximum settlement for your situation.

Injured persons should never be pressured into signing settlements that are significantly less than they are entitled to. This, unfortunately, happens when offers are made before long-term impacts can be properly assessed. Our legal experts will carefully walk you through the medical documentation needed to maximize your compensation to ensure your future and family are appropriately taken care of.

Once your claim is settled you will not be able to reopen it; being well-advised along the way by a legal professional who works for you can be a great advantage and you will not be charged any legal fees or expenses until your case is settled. It takes approximately six weeks for clients to receive their financial compensation once a settlement is reached.

If you have been injured in a motor vehicle collision in Grande Prairie, our team at Moustarah and Company is on your side. Contact us today for your free consultation.

I Was Driving And Hit A Deer. Can I Sue? What If I Was A Passenger In A Vehicle That Hit A Deer!

I Was Driving And Hit A Deer. Can I Sue? What If I Was A Passenger In A Vehicle That Hit A Deer!

Vehicle Collisions and Wildlife – Suing the Driver of your Own Vehicle

In Alberta, and indeed across Canada, drivers are sometimes faced with the situation of a wild animal on the roadway.  Accidents can ensue, sometimes with disastrous consequences.  When an accident involving just one vehicle occurs due to the presence of a wild animal, the driver has typically no one to sue.  The driver would be entitled to rely on their own accident benefits under their insurance policy to pay for such things as medical treatment or possibly time off of work, but the driver would not get compensation for such things as pain and suffering.  There is usually no one to blame in those circumstances.

Passengers are in a different position, literally and legally.  A passenger that is injured in an accident involving one vehicle and a wild animal is entitled to the same accident benefits under the insurance policy as the driver.  Additionally, and importantly, they may also be entitled to compensation for their pain and suffering and other losses, if the driver is in some way at fault.  In fact, any passenger in any vehicle may be entitled to sue their own driver, whether or not an animal is involved, so long as the driver did something wrong that ended up causing their injury.

With regards to collisions involving just one vehicle and wildlife, the situation can be complicated and tricky.  Canadian Courts have generally held that whether a driver is negligent when they run into wildlife on the road depends on the circumstances of the particular case.

Courts consider such factors as lighting, road conditions, warning signs, whether the driver was distracted, and of course, what speed the driver was going at.  Even if the driver is not technically speeding, if it were dark and animal warning signs were posted, they might be negligent for hitting a wild animal if they did not slow down as a precaution, [Baker v. Russell, 2008 NLCA 51].

Swerving to avoid a large animal like a moose, even though it causes some injury, might actually be the best course of action – hitting such a large animal head on could have grave consequences to the occupants of the vehicle, [Racy v. Leask, 2011 BCSC 846].

On the other hand, a driver may be negligent in swerving to avoid hitting a small animal, that would do no appreciable harm to the vehicle or the occupants.  For example, the driver of a vehicle that swerved to hit a dog and instead ran into a utility pole, was liable to his passengers for their injuries,[Birk v. Dhaliwal, 1995 CanLII 1812 (BCCA)]

As stated above, there are many factors to consider.  A passenger in a single motor vehicle collision involving a wild animal may be able to make a claim against their driver.  Any passenger involved in a motor vehicle collision involving a wild animal is encouraged to seek legal advice as to the merits of any claim.

 

Evidence in Personal Injury Law: Dash Cam Footage and More

It’s an all too common scenario: A person is injured in a motor vehicle accident. The facts seem to show that the other driver is at-fault… but the other driver is telling a different story that seems to suggest that the injured person is to blame for the accident. In legal terms liability has now become an issue and must be sorted out before the injured person can get compensation for their injuries. This is where evidence (such as dash cam footage, independent witnesses, and more) has a vital role to play.

Doday v. Alberta, 2011 ABQB 161

Take for example the case of Doday v. Alberta (Motor Vehicle Accident Claims Act, Administrator), 2011 ABQB 161 [“Doday“].

Mr. Doday claimed that, while driving his tractor-trailer on St. Albert Trail one icy morning, he was cut-off by an unknown “phantom” vehicle which caused him to have to take evasive action. As a result of the evasive action, his tractor-trailer jackknifed, and he struck a light standard and barrier and was seriously injured.

The Motor Vehicle Accident Claims Act Administrator (the “Administrator”), who can become involved in cases where people are involved in hit-and-runs or cases where the at-fault driver was uninsured, disputed Mr. Doday’s version of events. The Administrator argued that there were a number of other possible explanations for the accident (such as Mr. Doday over-breaking or over-steering in a way that was not appropriate for the conditions), and that Mr. Doday may have been the one who caused the accident that injured him.

Therefore, a trial was held in the Court of Queen’s Bench of Alberta to determine whether Mr. Doday could prove “on a balance of probabilities that the accident was caused” in the way that he said it was (see para 3). Was a “phantom” vehicle to blame? Or was the “phantom” vehicle ever really there?

The Court considered the testimony of independent witnesses and police officers who responded to the scene, as well photographs and computer-generated crash simulations of the accident scene and accident, in order to decide Mr. Doday’s case. All of this evidence was of the utmost importance to the outcome of Mr. Doday’s case, and helped the Court to decide in Mr. Doday’s favour. As a result, Mr. Doday was not prevented from seeking compensation for his injuries.

Mr. Doday’s case illustrates the importance of evidence in motor vehicle accidents where liability becomes an issue and the other side is arguing that the accident did not happen in the way the Plaintiff claims or that the Plaintiff is to blame for the accident.

Evidence Used Where Liability Is An Issue

Courts rely on the evidence presented to them to make findings about who is liable for the accident, the damages caused, and the losses suffered.

There are many different types and sources of evidence that can be used to support arguments about liability in motor vehicle accident cases. These might include:

  • dash cam footage;
  • security camera footage from near-by businesses;
  • red light camera footage or still photos from near-by intersections;
  • independent witness statements or testimony;
  • police officer notes, drawings, photographs, or testimony;
  • driver or passenger witness statements or testimony;
  • computer-generated collision models;
  • aerial photographs;
  • photographs of the accident scene or damage;
  • expert accident reconstruction, or other expert evidence;
  • and more…

Where liability becomes an issue, dash cam footage showing exactly how the accident unfolded can be valuable evidence to help your lawyer prove who was at fault.

Enter to Win a Garmin 45 Dash Cam

From now until midnight MST on August 15, 2018, head over to the Moustarah & Company Facebook Page and like this post to be entered to win a Garmin 45 dash cam.

Garmin Dash Cam

With 1080p video capture, forward collision and lane departure alerts as well as red light and speed camera alerts, this easy-to-use dash cam will have your back if you’re ever in a collision where liability becomes an issue.

All you have to do to enter is go to our Facebook Page, and “like” our contest post. The contest is only open to residents of Alberta. The winner must attend our office to claim their prize in person. Proof of ID required at time of pick up.

 

The information provided on this website does not constitute legal advice and should not be construed as such. Moustarah & Company does not guarantee that this information is accurate or up to date. As a result, should you require legal advice, please contact a lawyer.

Leduc Personal Injury Lawyer

Moustarah & Company: Your Experienced Leduc Personal Injury Lawyer

leduc injury lawyerThe Leduc RCMP Detachment 2019 Year in Review reported 132 injury collisions – a rise from previous years.  Speeding violations for Leduc County Rural topped the file count at 774 with an average ticketed speed of 131 km/hr.  Popular cities like Leduc also attract commuters from neighbouring municipalities as well as from surrounding bedroom communities and rural areas. According to the Alberta Traffic Collision Statistics Summary 2018, the majority of fatal collisions (75.6%) occurred in rural areas.

If you have been a victim of personal injury due to negligence on the part of excessive speeding, distracted or impaired driving in Leduc or surrounding areas, let our team of highly trained lawyers advocate for you.

Motor vehicle accidents (MVA’s) resulting in personal injury are just one of many reasons to seek support from experienced legal counsel. At Moustarah & Company, we also champion those in Leduc who have suffered from slips and falls, unsafe work sites and medical malpractice to name a few.

Don’t suffer alone; if you are a victim of personal injury, we are on your side.

No amount of compensation can replace the loss of a loved one or repair an altered quality of life.  However, if you are entitled to damages, this compensation can greatly assist with medical expenses and loss of income.  It can also provide a sense of relief from the physical, emotional, and psychological trauma that can accompany personal injury.  Let us focus on your rights while you focus on recovery.

When your life has been turned upside down, we are here to help set it right.

Contact Moustarah & Company for a no-obligation, free consultation today.

Call us now for a free consultation.

Moustarah & Company
Leduc Personal Injury Lawyer
Call to book a consultation: 780-428-6565
Edmonton: 10150 100 St NW #400

 What is legally required to classify a personal injury claim?

To claim compensation for an incident, it must be determined that you have suffered harm as a result of another person’s negligence.  Reparations for this type of wrongdoing falls under tort law. Personal injury can include damage to your physical person as well as emotional and psychological trauma. Not all incidents are the same. At Moustarah & Company, we have over 2 decades of experience navigating legal complexities associated with many types of accidents and injuries such as:

Our team of passionate, dedicated professionals have years of success seeking rightful compensation for clients injured in incidents due to negligence.  We can help you too.

Take the first step: Book your no-obligation free consultation today.

What types of personal injury qualify for compensation?

Compensation may be determined based on the severity and type of injury.  There also may be multiple types of injuries sustained which can have an impact on your claim.  Compensation claims typically apply to serious injuries including:

  • Disfigurement and scarring
  • Dismemberment
  • Bone fractures
  • Significant Loss or limitation of an organ
  • Expensive surgery procedures

The range of injuries that qualify for compensation can be extensive and it is important that you are properly guided to know your rights when you have been hurt due to a life-changing experience.

leduc injury lawyerThe loss of a loved one is another traumatic event that a family member can claim compensation for if the resulting loss of life was due to negligence.  This situation is known legally as wrongful death.  There are specific guidelines in Section 3 of Alberta’s Fatal Accidents Act stipulating who can make claims for wrongful deaths. Only the deceased’s spouse, adult independent partner, parent, child, or siblings are eligible to make a claim.

What is included in personal injury compensation?

Unexpected financial hardship often accompanies serious personal injury.  This is taken into account when assessing a claim but compensation coverage also allows for a variety of additional impacts to your health and wellbeing.  Whether your personal injury claim applies to you directly, has impacted a dependant, or resulted in the loss of a loved one it is critical that the full impact be assessed. There are a number of circumstances that your compensation might cover including:

  • Surgery & medical expenses
  • Loss of income
  • Home and vehicle disability accommodations
  • Physical pain
  • Emotional & psychological trauma
  • Diminished quality of life
  • Loss of partner support and companionship

Getting the settlement you deserve requires a responsible and compassionate analysis of your personal injury and the full impact it holds for you now and into the future.  Thorough diligence in assessing your claim is our top priority, backed by over 2 decades of caring and professional experience.

I’ve received a settlement offer.  Is it too late to consult a personal injury lawyer?

No, it is not too late.  In fact, before you sign anything it is advisable to have a legal expert review all settlement documentation.  We would be happy to ensure your rights to compensation are not being overlooked, saving you from further financial hardship.

A timely settlement offer can provide a sense of relief during a distressful time. However, many settlement offers do not have your personal best interests at heart and may be far less than you deserve.  Unlike an insurance company, a lawyer is working for you and taking the diligence necessary to navigate the complexities of personal injury law.

You may also feel pressured to accept an offer soon after you have experienced personal injury.  This may occur without having enough time to know the full extent of injury you have sustained.  You should not feel pressured to accept a settlement before you are confident in understanding the full impact your personal injury has had. We are here to walk you through the complications you may experience along the way.

What makes Moustarah & Company stand out above the rest?

Advocacy

We pride ourselves on giving a voice to those who deserve to have their case heard and understood.  We are expert negotiators who believe in seeking just compensation for victims of personal injury.  Our clients are not cases or numbers; they are neighbours and persons who we stand beside, support and advise.

Expertise & Experience

For over 2 decades Albertans have looked to Moustarah & Company for expert counsel when experiencing one of the most challenging fights of their life.  We fight competently, passionately and successfully for our clients to claim their legal rights.

We have extensive experience both in personal injury law and criminal law.  Whether your claim is settled or goes to court, you can rely on both our negotiation and trial experience at every step.

Community & Compassion

We care about our neighbours and the communities we share together.  We believe our actions define us more than our words.  For this reason we are dedicated to supporting a number of community organizations and events on an ongoing basis.

We believe empathy and compassion are an essential part of what makes a great lawyer.  We approach personal injury with the care and concern it deserves.  We recognize each individual’s situation is unique and work closely with our clients. We also provide fluent language support in English, Arabic, French, and Persian (Farsi).

We understand that if you have been a victim of personal injury your focus should be on recovery and not on additional expenses.  Until we win or settle your case you will not be charged any legal fees.

Contact Moustarah & Company for a no-obligation, free consultation today.

Call us now for a free consultation.

Moustarah & Company
Leduc Personal Injury Lawyer
Call to book a consultation: 780-428-6565
Edmonton: 10150 100 St NW #400

Best personal injury lawyers in Edmonton

Contact us today

    Motor Vehicle Accidents in St. Albert

    st albert mva lawyer

    The Top 4 Questions You Need to Ask

    At Moustarah & Company we are dedicated to aiding those suffering from injury due to motor vehicle accidents to find legal solutions. A motor vehicle accident (MVA) or collision (MVC) is often referred to as a car accident but applies to all forms of motor transportation including cars, trucks, vans, motorcycles or SUVs. If you’ve been involved in a motor vehicle collision in St. Albert, knowing the answers to these four questions can ensure you have full access to the support you need today and in the future.

    1. Do you know what to do immediately after a vehicle collision?

    5 Steps to keep you safe at the scene

    1. Call 911 for an ambulance if anyone is seriously
    2. Ensure personal safety. Do not stand near your vehicle in Turn on hazards and move to a safe location.
    3. Document Scene & Collect personal information from witnesses and the other Always take photos!
    4. Contact police and file a report for any injury, damage over $2000 or if a driver is uninsured. Call them if
    5. Contact your insurance provider as soon as possible and give them clear facts and details

    5 Steps to keep your future safe

    1. Do not leave the scene if the collision has resulted in injury or significant property damage – wait for
    2. Seek medical attention within 24 hours or as soon as possible for a proper assessment, even for minor
    3. Never discuss fault at the scene, online or with insurance. Only consult with a personal injury
    4. Monitor your symptoms in coming weeks as injuries or severity are not always immediately
    5. Repair your vehicle at a shop of your choosing if you prefer not to go with an insurer’s

    Top Tips:

    Keep cones and flares in a vehicle emergency kit to alert other drivers in case of a motor vehicle collision. Know your insurance policy and ask questions if you don’t understand your coverage.

    Seek legal counsel with a personal injury lawyer to discuss your rights and compensation for injuries. 

    2.  Do you know where to access a free legal consultation?

    Injuries from motor vehicle collisions can severely alter physical health but can also significantly impact a person’s emotional and mental well being. It is in your best interest to consider long term outcomes for your quality of life and your family’s future. Fortunately, there is support and expert legal advice available. Even if you are uncertain what to expect from your injuries, Moustarah and company can help you explore your legal options through our free consultation service.

    Legal compensation eligibility

    Anyone who is significantly injured in a motor vehicle collision may be eligible to receive compensation for their injuries. This includes drivers, passengers, pedestrians, or c yclists. Legal compensation requires demonstrating that injuries were suffered due to another’s negligence. Common examples are collisions resulting from intoxicated drivers, failure to obey traffic signals, or excessive speeding.

    Special cases such as hit and run victims or those injured in a collision with an uninsured motorist may also be compensated through the Motor Vehicle Accident Claims Program (MVAC).

    The benefits of legal advice

    A lawyer works for you and their first concern should be advocating for your best interests. Find a firm that is compassionate, dedicated and responsive. Many people trust that they are getting the best payout possible from their insurance company and are discouraged from seeking legal advice. It is important to consider that, unlike a good lawyer, an insurance adjuster does not represent you; they represent their company. The insurance industry makes profits by paying out the minimum amount of claims possible. At Moustarah and Company we are fighting for you to receive the maximum legal compensation possible.

    Our team of legal experts has over two decades of experience helping those injured in a MVA/MVC. We excel at navigating the complexities of personal injury law, guiding our clients through every step with diligence and compassion. In unique cases that may go to court, our team has ample courtroom experience so you can trust your legal needs will be met in any circumstance. In addition to providing free initial consultations to victims of personal injury, our clients do not pay any fees until their claim is settled. We encourage our clients to focus on recovery and peace of mind while we put all our knowledge and skill into advocating for your best legal interests.

    If you are considering a claim, it is highly beneficial to seek advice with a p ersonal injury lawyer as soon as you are able. There is no risk and no cost to receive an initial consultation. Personal injury claims can often be made within two years from the date of your incident. However, not having timely access to evidence and early medical records can significantly limit your claim.

    3.  Have you documented all types of injury experienced?

    Although whiplash is a common type of injury associated with motor vehicle collisions, there are many types of injuries that a victim of a MVA/MVC may be compensated for. The amount of compensation will depend on several factors including:

    1. The type of injury
    2. Severity of injury
    3. Long-term effects of injury

    Personal injury lawyers at Moustarah and company apply their legal knowledge and skill to the medical evidence to ensure our clients receive the settlement claim they rightfully deserve.

    A list of common physical and mental injuries our personal injury lawyers can advise on are:

    Physical Injury: 

    • Whiplash
    • Torn ligaments and tendons
    • Broken bones
    • Loss of limbs
    • Herniated discs
    • Back pain
    • Spinal cord injuries
    • Brain injuries
    • Chronic pain
    • Cuts, contusions, and hematomas

    Mental & Emotional Trauma

    • Post-traumatic Stress Disorder (PTSD)
    • Depression
    • Driving anxiety

    4.  Do you know what to expect during the personal injury claim process?

    If you are considering making a claim, you may have several questions. Moustarah and Company have created a free brochure answering many common questions about the personal injury process and compensation. Here is an overview of what you can expect when making a motor vehicle collision injury claim in St. Albert.

    Compensation for a MVA/MVC claim may include:

    • Physical injury
    • Loss of capacity to do daily tasks
    • Decreased quality of life
    • Income or job loss
    • Mental and emotional trauma
    • Pain and suffering
    • Damage or loss of your vehicle
    • Damage or loss of personal belongings

    The legal requirements for a personal injury claim

    Personal injury claims are made by establishing that another party is legally responsible for the injuries you sustained. Establishing negligence requires carefully gathering and examining the evidence with an experienced personal injury lawyer. This is why it is critical to obtain as much evidence from the MVA/MVC scene and obtaining a medical examination as soon as possible can be critical in maximizing your compensation. Here is a list of important evidence that you should gather if you have been injured in a motor vehicle collision:

    • Documented details gathered at the scene
    • Witness statements
    • Police reports
    • Medical reports
    • Photos or footage from security cameras
    • Event Data Recorders (often installed in newer vehicles to record collision data)

    In addition to examining the evidence, our personal injury lawyers at Moustarah and Company can also advise you on critical steps you can take to protect your claim and what actions to avoid that could harm your claim. You will also receive the benefit of focusing on recovery; we will negotiate with the insurance companies on your behalf so you don’t have the stress of being pressured into a lesser settlement than you deserve.

    Receiving financial compensation

    It is crucial that each case is properly assessed according to the types of injuries sustained, how severe they are and anticipated long-term impacts. Acquiring the proper professional and medical assessments may take time and diligence. There may be legal complexities involved in your case as well. All of these factors mean that we treat every case as unique and give it the due care it deserves. However, If your injuries can be quickly assessed, your claim may be settled in a matter of months.

    Significant, permanent or fatal injuries require the due care of a compassionate and skilled personal injury lawyer. Moustarah and company are committed to ensuring the maximum compensation is reached in all cases. You will not be charged any legal fees or expenses until your case is settled. You cannot reopen a claim once it is settled. For this reason, having a legal professional in your corner along the way who is looking out for your best interests is always to your advantage. Most clients receive their compensation payment approximately six weeks after their claim is settled.

    Did You Know?

    Hundreds of motor vehicle collision injuries occur in St. Albert every year – don’t suffer without support.

    Hundreds of motor vehicle collisions resulting in injury occur annually in St. Albert. A significant portion of these collisions resulting in injury occur at major intersections. The corridors of St. Albert Trail and Boudreau Road also see high volumes of traffic; weekday traffic density coupled with faulty driver behaviours of speeding, following too closely, and distracted driving are often contributing causes of motor vehicle collisions. As a municipality that experiences a high volume of commuter traffic from surrounding municipalities, towns and rural areas, many collisions in St. Albert involve both residents and non-residents. If you have experienced injury in a motor vehicle accident in St. Albert, our team at Moustarah and Company can provide you with a free consultation. Contact us today.